Board of Directors

Andrew S. Berwick, Jr.
President and Chief Executive Officer of Berwick-Pacific Corporation, a real estate development company

Edward W. Gibbons
Founding Partner of Gibbons & Co., Inc., a private merchant banking firm

Harold M. Messmer, Jr.
Chairman and Chief Executive Officer

Barbara J. Novogradac
President of Novogradac Investment Company, a private real estate investment company

Robert J. Pace
Advisory Director of Goldman Sachs, a full-service global investment banking and securities firm

Frederick A. Richman
Consultant to Deloitte Tax LLP

J. Stephen Schaub
President of J. S. Schaub & Co., Inc., a firm engaged in investments and financial consulting

M. Keith Waddell
Vice Chairman, President and Chief Financial Officer